9SFTS

Property Appreciation Calculator

See what a growth rate compounds to over a holding period — and work backwards from a past purchase to find the return it really delivered.

Value in 10 years
₹98.36 L
at 7% per year
Today's price₹50.00 L
Projected gain₹48.36 L
Projected value₹98.36 L
After 5 years₹70.13 L
After 10 years₹98.36 L
After 15 years₹1.38 Cr
After 20 years₹1.93 Cr

Work backwards: what did my property actually return?

Enter a past purchase to get the compound annual growth rate (CAGR) it delivered.

Compound annual growth rate
10.76%
₹30.00 L → ₹50.00 L over 5 years

Projections compound a rate you choose — they are not a forecast. Property returns depend on location, infrastructure, supply and the entry price you negotiate.

Frequently asked questions

How much do property prices appreciate in India?

Long-run Indian residential appreciation has broadly tracked 5-8% a year, but the average hides enormous variation. Micro-markets with new infrastructure, employment or metro connectivity have outrun it substantially, while oversupplied pockets have stayed flat for years.

What is CAGR for property?

CAGR (Compound Annual Growth Rate) is the single annual rate that turns your purchase price into the current value over the years held. It smooths out uneven year-to-year movement and is the correct way to compare a property against other investments.

Which factors drive property appreciation the most?

Employment growth nearby, transport infrastructure such as metro lines and expressways, the supply pipeline of competing projects, and the entry price you negotiate. In Hyderabad, proximity to the IT corridor and the Outer Ring Road has been the dominant factor.

Does appreciation alone make property a good investment?

Not by itself. Compare the projected gain against stamp duty and registration of roughly 6%, brokerage, maintenance across the holding period, and capital gains tax on exit. A property appreciating at 6% while costing 3% a year to hold is a very different investment from what the headline suggests.

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